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  • SRKA August Lunch Meeting - The Hidden Cost of High Deductible Plans

SRKA August Lunch Meeting - The Hidden Cost of High Deductible Plans

  • Thursday, August 24, 2017
  • 11:30 AM - 1:00 PM
  • Charcoal Grill and Rotisserie - Racine West Banquet Hall 8300 Washington Avenue (4 mi. east of I-94 on Hwy. 20) Racine, WI 53406


  • Non-members may attend this event. Price includes lunch. Save on the price of this ticket by joining as a member to get Member pricing of $15.

    Select the Pay on-line button to pay through our website and save time at the door. To pay at the door, choose the Invoice Me button. No need to print the invoice as we have an attendee list at the door.
  • This ticket type is reserved only for those members who have paid for their membership and the full year of meetings included in an Associate Premium or Professional Premium Membership.

    There is no charge for Premium Members to attend this event. Premium Members may not send substitute attendees in their place.
  • This ticket is available to Members only who have paid for their 2017 Membership.

    Ticket price includes lunch.

    Select the Pay on-line button to pay through our website and save time at the door. To pay at the door, choose the Invoice Me button. No need to print the invoice as we have an attendee list at the door.
  • Free meeting for referring a friend.

Registration is closed

Please note: this is an extra event added to our calendar and does not fall on our usual third Thursday date.  

The Hidden Cost of High Deductible Health Plans

Not surprisingly, more businesses are embracing consumer-driven plans. Over the past eight years, the size of the average employer-sponsored plan deductible has more than doubled. In the next three years, almost 40% of companies that offer health insurance may make high deductible plans the only choice for workers. A quarter of all employers are doing that now. In 2013, just 13% offered only HDHPs to their employees.

Although HDHPs reduce utilization, workers forgo necessary as well as unnecessary care, according to several studies. Delayed care can resurface later as more costly health complications, emergency room visits, hospitalizations, readmissions, disability and absenteeism.

Please join Melissa Tobler, RN, National Director of Health Strategies accompanied by Tracy Reese, Benefits Consultant for Hays Companies as they outline the potential setbacks inherent in HDHPs and offers her thoughts for reining in potential costs and maintaining/improving workforce health.

Speaker Bio:

Melissa’s position at Hays Companies draws on her career as a registered nurse, during which time she has actively been involved in developing and overseeing case management, utilization review, quality assurance/improvement, and disease management strategies for insurance plans, vendors, and employers. Melissa is a patient advocate who has created win-win solutions for groups and employees, balancing the needs of the individual with the fiscal responsibilities of the group.

In her role at Hays Companies, Melissa partners with employers to understand the impact of health on their productivity, absenteeism, health plan costs, and ultimately profitability. She works with clients in strategically designing and implementing health-related programs to support individual health and well-being as well as organizational growth and development.

Melissa’s key areas of expertise include:

 Strategic planning within the total benefits design and organizational development model, targeting such initiatives as large case management, disability, wellness, disease management, EAP, predictive modeling, health risk assessments, financial health, employer engagement and behavioral health.

 Utilization and outcome data analysis and interpretation to assist clients in identifying and understanding clinical needs within their population.

 Evaluation of vendor activities, strategies, and outcomes

 Assistance in program implementation and integration, with a special focus on outreach and communications to members.

Prior to joining Hays Companies, Melissa was a Vice President with Wachovia Insurance Services and the National Practice Leader for Clinical Strategies. Melissa was also the Director of Disease Management Product Development for APS Healthcare, Inc. In that capacity, she built disease management programs for asthma, prenatal, diabetes, heart failure, at-risk cardiac, low back pain, and chronic obstructive pulmonary disease. Her programs were used for NCQA accreditation for the health plans she serviced.

Melissa, a member of the Nursing Honor Society, received her Bachelor’s in Nursing from Marquette University and has completed her course work for her Master’s in Business Administration. In 2007, she became the first benefits consultant to be certified in Clinical Outcomes Report Analysis by the Disease Management Purchasing Consortium (DMPC). In 2009, she was one of the first five recipients of DMPC ‘s new Certification in Care Management Contract Design and Negotiation. She has also received the designations of Health Insurance Associate and Managed Healthcare Professional from HIAA. In 2014, she received advanced certification from Care Innovations Validation Institute and in 2015 certification in Thriving Workplace Culture.

This session is pending approval for SHRM Professional Development Credits (PDCs) and HRCI recertification credits.


This event is sponsored by:

Do you want to receive member pricing for this event?  

Be sure to join SRKA as a member BEFORE you register.  If you have been a member in the past and your membership has lapsed, you'll save $10 on this meeting by renewing your membership first and then registering for this event as a Member.

Would you like to attend for Free?  Refer an HR friend or colleague to SRKA.  If they join and list you as a referral on their application, you will receive 2 free meetings!  We will send you a special coupon code to enter when registering for your next meeting.

When you visit our site: you will click on log-in.  Your USER ID is your email address.  Click on FORGOT PASSWORD to reset your password. Everyone (members and non-members) will need to do this the first time.  A link will be sent to set/reset your password.  

If you have any issues registering for a meeting or paying for membership on-line, please contact Jane Kurylo at or 414-217-6700. 

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SRKA is a 501(c)6 non-profit organization. 

Chapter #0712

PO Box 085453

Racine, WI  53408

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